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Healthy Paws Insurance – Cheap Pet Insurance For Dogs

Greetings. If you are reading this post, it means that you are looking for a cheap pet insurance for dogs. I will save you some time for you who already decided that you need to get pet insurance, and started shopping around.

Get cheap pet insurance for dogs from Healthy Paws.

However, if you are still not convinced if you should buy pet insurance, then you can read about our experience.

What Does Pet Insurance Cover?

Pet insurance is designed to cover unexpected accidents and illnesses, including emergencies, hereditary or congenital conditions, cancer, and chronic conditions. No pet insurance company covers pre-existing conditions, and most plans do not cover wellness visits like annual exams or teeth cleaning.

Healthy Paws offers unlimited lifetime benefits with no claim limits. You can visit any licensed veterinarian and Healthy Paws will reimburse you based on the actual veterinary bill.

Reimbursement From Healthy Paws

Recently Cheepsus had diarrhea. Even bland food diet did not help. So we had to visit the vet. As this time we had insurance, the cost was reimbursed after we met annual deductible.

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Healthy Paws Pet Insurance Plan Coverage

Healthy Paws Pet Insurance coverage is provided with no limits on claims. If your pet needs treatment for any accident or illness, and it’s not a pre-existing condition, you’re covered. It’s that simple.

Below is a list of plan coverages.

 Illnesses

 Accidents

 Hereditary Conditions

 Congenital Conditions

 Chronic Conditions

 Cancer

 Diagnostic Treatment

 X-Rays, Blood Tests, Ultrasounds

 Surgery

 Hospitalization

 Prescription Medications

 Emergency Care

 Specialty Care

 Alternative Treatment

What is a pre-existing condition?

A pre-existing condition means that the condition first occurred or showed clinical signs or symptoms (there doesn’t need to be a diagnosis) before your dog’s coverage started, including waiting periods. Healthy Paws excludes pre-existing conditions from coverage as do all pet insurance companies.

What is not covered?

Healthy Paws is all about protecting your dog from the unexpected and you from the financial problems their treatment may cause. Their dog insurance plan doesn’t cover pre-existing conditions, the examination fee, or preventative care, such as annual check-ups, vaccinations, spay/neuter procedures and teeth cleaning. For more information, see complete list of exclusions.

Reimbursement Method

An important distinction between Healthy Paws and other providers is reimbursement method. Health Paws reimbursement is based on the actual veterinary bill. Some plans reimburse you according to a benefit schedule or “usual and customary” vet costs, which is usually based on the national average cost.

Claims

There are no more claim forms. Claim submittal process is fast and easy. You just have to send them your veterinary hospital’s invoice through online Customer Center or Healthy Paws Mobile App.

They will process your claim and send you a reimbursement check. Claims are often processed in just a few days. Of course, if it’s your first claim, they will need your pet’s medical records to complete your claim.

Final Words

Diana and I are happy with Healthy Paws Insurance, cause now we can feel covered. So if you are looking a cheap pet insurance for dogs, then Healthy Paws should be on your radar.

Healthy Paws Pet Insurance

Healthy Paws Pet Insurance
9.8

Coverage

10.0 /10

Cost

10.0 /10

Payout

10.0 /10

Mobile app

9.0 /10

Pros

  • Unlimited lifetime benefits
  • Highest payouts
  • No claim limits
  • Quick claim processing

Cons

  • No optional wellness plan (but standard coverage includes alternative treatments)
  • Mobile app is quite basic, but you can do all necessary things
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